Simplify Your Path to your dream home

We’re here to help you learn about the current landscape and support you in buying the home of your dreams. Where do you start? With Exclusive Capital Lending on your side.

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Dream Home Journal

We created this workbook to help you on your path to homeownership. Manifest your dream home today!

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What Do you qualify for?

We all want that dream home but often times get too excited and forget to check on our financials to understand what we can actually afford. This worksheet will help you identify where you stand financially.

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HOW WE CAN HELP

Everyone can be a homeowner

At Exclusive Capital Lending, we empower aspiring homeowners with the knowledge and financial guidance they need to confidently navigate the path to their dream home. As a trusted mortgage home broker and financial educator, our mission is to remove obstacles and make the home financing process painless. We believe in preparing our clients, equipping them with the tools and resources to be financially ready for this significant milestone. With personalized solutions and unwavering support, we are committed to creating a seamless homebuying experience, unlocking the doors to homeownership and turning dreams into reality.

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FAQ’s

What to expect when working with exclusive capital lending

We know the home buying process can be emotional and we understand that you’ll have many questions. While we are here to guide you, we’ve also listed some of the most frequently asked questions to help you get started!

We begin with a consultation on your current financial standing and determine your readiness. Even if you’re not currently ready we can come up with a plan to get you there so you can take intentional steps towards your ultimate goal.
- FHA, VA, Conventional loans
- Non-QM Options such as bank statement, P&L, DSCR, no-income verification loans and more.
We cater to those in any stage of their property ownership journey. We can help those looking to buy, refinance, acquire a HELOC or reverse mortgage. Property types can vary from primary and investment homes to commercial properties as well.

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MEET YOUR MORTGAGE BROKER

HI, I’M VANESSA LOPEZ

Vanessa Lopez's journey in the mortgage industry began in 2013 during her business studies at Florida International University, where she graduated in 2015. In 2016, she obtained her Mortgage Loan Originator license and honed her expertise by working alongside prominent figures in the field.

Vanessa's dedication on the operations side of the industry led her to master every facet of the mortgage process while building a loyal clientele as a loan originator. This invaluable experience inspired her to embark on her own venture, establishing the reputable brand known today as Exclusive Capital Lending.

NMLS 1476224

More About Vanessa

Meet the Team

Robert Padilla

Mortgage Loan Originator
NMLS 1922601
Wendy Portuondo

Mortgage Loan Originator
NMLS 1505283
Debbie Sanchez

Marketing Coordinator

Reviews

“Working with Vanessa was an exceptional experience. Her industry knowledge, attention to detail, and customer service are second to none. Vanessa goes above and beyond to provide the absolute best service for her clients. She has great communication skills and kept me informed throughout the entire process. Excellent risk mitigation skills were utilized to mitigate any potential issues swiftly.”

Enrique G, New Homeowner

“My experience with Vanessa Lopez has been absolutely amazing. She is a very dedicated and hard working individual. Super easy to work with, had no problem communicating back & forth when additional documents were needed. She helped me acquiring my dream house and made the process as simple as possible. One of the most professional person you will eve meet. For my next property, there is no doubt in my mind that I will choose Vanessa 100 times more.”

Ricardo A, New Homeowner

“My wife and I had a fantastic experience with Vanessa Lopez & her lending team. We purchased pre-construction through Lennar & decided to use an outside lender. It was truly the best decision we made especially being that we’re first times home buyers. Vanessa is extremely capable and supportive, the team helped us through the whole process with ease and a personal touch. We can’t thank them enough!”

Sam F, New Homeowner

Testimonials

We treat your journey like its our own.

Make Your Dream Home A Reality

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With a combined 25+ years of experience, the team at Exclusive Capital Lending are well suited, educated, and supportive to help you achieve your home goals. We enjoy being able to get you to the “Clear to close” stage, and we’ve helped dozens of homeowners just like you.

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